Kahl Insurance Services

Today, more than ever, healthcare providers need a strategic partner with an in-depth understanding of the complexities of the healthcare industry. Our mission is to be the industry leader in providing insurance and risk management services to healthcare providers. For our clients, we strive to:

• Provide the highest level of customer service;
• Continuously seek innovative solutions;
• Maintain unmatched expertise in healthcare insurance;
• Deliver the advantages of superior market access; and,
• Expand our resources to better meet our clients’ needs

In addition, public demand for the highest quality care at the lowest possible cost, a shrinking workforce, an aging population, increased regulation, and decreasing commercial and government payments all put tremendous pressure on healthcare facilities. Kahl Insurance Services provides comprehensive property and casualty insurance and risk/claims management services for every type of business affiliated with the healthcare industry, which includes hospitals, physician practice groups, integrated delivery groups, outpatient clinics, long-term care facilities, blood banks, managed care organizations and other healthcare related service.

The following are some of the insurance brokerage services provided by our firm:

• Obtain exposure and underwriting information from healthcare organizations and submit to carriers to obtain premium indications for the various lines of coverage.
• Negotiate insurance placements and renewals.
• Analyze premium indications and coverage terms and conditions and prepare appropriate recommendations.
• Analyze property and casualty exposures and make recommendations to existing and new risk management and loss prevention and control activities.
• Provide consultative services for all self-insured programs, including claims management and loss prevention.
• Assist in reporting of claims as losses occur and monitor all open claims activities to ensure expedient claims resolution and disposition.
• Maintain historical records on losses, limit of liability, premium, etc.
• Monitor and provide routine updates on all legislative and regulatory activities that could affect the commercial property and casualty insurance, as well as the healthcare industry.
• Issue all binders, policies, certificates of insurance and endorsements.
• Prepare and present the annual Stewardship Report, upon request.