Experience and Approach to Insurance

The principals of Kahl Insurance Services have been dedicated to the healthcare industry for over 25 years. It’s our objective to go beyond the traditional role of insurance brokerage firms by acting as consultants to our clients providing value-added services.

Our commitment has resulted in special relationships with the limited carriers that offer expertise in healthcare property and casualty insurance programs. We have developed personal relationships with the underwriters who have the authority to offer policy terms and conditions. Our expertise within the healthcare industry allows us to negotiate the most competitive pricing with these carriers for our valued clients.

It is our policy to access insurance carriers that maintain a significant amount of capital and surplus. As a result, all insurance carriers whom we place coverage with have the financial strength and stability to pay claims on behalf of the client. We prefer to place clients with insurance carriers rated A- or better by A.M. Best, the nationally recognized insurance rating organization.

In addition to brokering business through the standard domestic market, we are licensed as an excess and surplus lines broker. Business placed with surplus lines carriers is done in compliance with individual State insurance codes.

We provide risk management and risk financing consulting services to existing clients. These services are also available on a fee basis for prospective clients. The Principals of our firm have conducted alternative risk financing feasibility studies for a number of our healthcare client organizations for both workers’ compensation and professional liability insurance programs.